"Overall they've been good with me. Rona in the office calls me when the caregiver has some personal errands and needs to take off. They would always ask me if I want a replacement in or not. Their invoicing if fine. They got back to me when I reached out to them a few times. There's been no real issues. We had a couple of times where my uncle was very stubborn and they've tried new people. They've been really understanding in finding the right person. It's been a very good experience with them and my uncle seems very happy."
An applicant is also permitted countable resources up to $2,000. Note, one’s primary home, up to an equity value of $858,000, given the applicant or their spouse lives in it, is considered exempt. In addition, the applicant’s vehicle is not considered a "countable" asset, provided it is in use by the applicant. Being over the asset limit does not automatically disqualify one from Medicaid. However, one has to proceed with caution, as simply giving away assets or selling them for less than they are worth can result in a period of Medicaid ineligibility. This is because New Jersey has a 5-year look-back period (from the date of Medicaid application) where all asset transfers are considered. If one has gifted assets or sold them cheaply, there will be a period of time that one cannot receive Medicaid benefits. However, there are ways one can spend down excess resources without violating the look-back period. One can pay off debts, such as their mortgage, or make home modifications that increase the safety and accessibility of their home. Examples include remodeling a bathroom to make it wheelchair accessible, adding a chair lift, and installing wheelchair ramps.
Medicare is a type of health insurance for senior citizens over the age of 65 who have worked (or whose spouses have worked) for more than 10 years. There are two types of Medicare. Medicare A is available at no cost and covers things like home health care, nursing home care, inpatient hospital care, and hospice. Medicare B is available for a premium (which depends on your income) and covers preventative care, medically necessary care, mental health services, ambulance services, and durable medical equipment. There is also Medicare D, which covers prescriptions.
Lisa works closely with our team on all client and caregiver activity, including service delivery, client relationship management, caregiver development, and retention. She brings years of experience as a Client Care Coordinator, which allows her to excel in this role. Lisa finds working in home care rewarding because she knows she is making a difference in the everyday lives of our clients and their families. She is passionate about securing compatible caregivers for our clients to make life more manageable and allow them to stay safe and comfortable in their own homes.
What can I say? Mom has always been a bit of a rebel. After high school, she defied her parents by joining the Army Air Corps WASPs and flying planes across the country during WWII. She actually soloed in a plane before she had even driven a car! Grandpa thought she should work on landing a husband, while Grandma felt at least a secretarial desk or department store counter was more "respectable."